Payments personalised

A Consumer Loan is a fast and affordable way to get behind the wheel of your dream Škoda even sooner. That's because you can personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our fixed rate means you can budget with confidence. When the last payment is made, your Škoda is completely yours.

Enjoy the benefits

  • Personalise your Consumer Loan to suit your needs and lifestyle
  • Choose from Loan terms of up to seven years
  • Maximise your savings with a fixed interest rate
  • Pay no account-keeping or annual fees
  • Secure your Consumer Loan with your new Škoda – no additional security required for approved applicants
  • Reduce your repayments by paying a deposit upfront or by adding a balloon payment at the end of your loan (we could help refinance that balloon payment when the time comes).
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More solutions, fewer worries

Škoda Choice

Škoda Choice32 is our Guaranteed Future Value program that lets you secure the future minimum value of your car, and gives you the option to trade in, retain or return your car at the end of your loan term.

Škoda Insurance

We’ve designed tailored insurance coverage with Škoda drivers in mind. But it’s the generous range of special features and added extras that really make us stand out from the crowd.

Any questions?

Check our FAQs or contact our Finance Customer Support team for more help.

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Disclaimers

³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.

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